Legal
Terms of Use
These terms govern your use of this website. By using the site, you agree to them.
Informational purposes only
This website is operated by RateSecure Financial, Inc. and is provided for general informational purposes. Nothing on this site is an offer to lend, a commitment to lend, a rate lock, an advertisement of specific credit terms, or a Loan Estimate. Nothing on this site constitutes legal, tax, accounting, or financial advice.
No relationship created
Using this website, submitting the contact form, or using a calculator does not create a lending relationship, a loan application, or any obligation on the part of RateSecure Financial, Inc. A loan application is a separate, documented process.
Accuracy
We work to keep the information here accurate and current, but program guidelines, rates, and requirements change frequently and without notice. Guideline summaries on this site are abbreviated and are not a substitute for the full program guidelines, which control. We make no warranty that the content is complete, current, or error-free.
Calculators
Calculators on this site perform arithmetic on figures you supply. They do not access your credit, property, or any pricing engine. Results are estimates only. They exclude costs that may apply to your transaction and should never be relied on as the actual cost of a loan.
Communications
If you submit the contact form, you consent to be contacted by RateSecure Financial, Inc. at the email address and phone number you provide, in connection with your inquiry. You may ask us to stop contacting you at any time by replying to any message or writing to hello@ratesecure.com.
Please do not transmit sensitive personal information — including Social Security numbers, account numbers, or financial account credentials — through this website or by unencrypted email. Email is not a secure channel.
Intellectual property
The content, design, and marks on this site are the property of RateSecure Financial, Inc. or its licensors and may not be reproduced without permission.
Limitation of liability
To the fullest extent permitted by law, RateSecure Financial, Inc. is not liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or anything on it.
Governing law
These terms are governed by the laws of the State of California, without regard to conflict of laws principles.
Changes
We may update these terms at any time. Continued use of the site after a change constitutes acceptance of the revised terms.
Contact
RateSecure Financial, Inc.
675 Hartz Avenue, Suite 103, Danville, CA 94526
hello@ratesecure.com
Get in touch
Tell us what you’re working on.
A short conversation, no credit pull, and a straight answer about what you qualify for. We ask for four things and nothing else.